Individual Insurance

Maybank & Beckham provides many types of insurance to meet and exceed our client’s needs for all aspects of personal health insurance:

  • Individual Health Insurance
  • Disability Policies
  • High Deductible Health Plans
  • Major Medical Health Programs
  • Medicare part D Prescription Drug Coverage
  • Medicare Supplements
  • Short Term Major Medical
  • Accidental
  • Cancer
  • Dental
  • Hospital Indemnity
  • Long–Term Care

Disability

The ability to earn an income provides for daily necessities, plus the goals and dreams of all individuals and families. Individual disability income insurance helps protect against a loss of earnings and provides a critical foundation for an individual’s financial life.

Insuring your income could be the most important thing you ever do. It is natural to insure your home, your car or other valuables. Why not to protect the funds that provide those items – your income? Click here to calculate your  chance of being injured or becoming ill, forcing you to miss work for an extended period of time.

Life

Life Insurance is another fundamental risk management tool essential for smart, effective personal and business planning. We can help you find the coverage you need at the best available price in the market. In addition, we provide expert advice and detailed analysis to help you answer concerns such as:

  • Do I have enough life insurance?
  • Should I buy term life or permanent life insurance?
  • What is “Whole-life” insurance?
  • What is a conversion privilege and what does that mean for me?

Wondering how much life insurance you need? Click here.

Long-Term Care

Maybank & Beckham offers expertise in Long–Term Care planning for both individual and groups.

Long–Term Care is prescribed care designed specifically to allow a person to maintain their level of functioning when they have a disability or on-going illness. It includes both medical care and help with personal day-to-day needs (custodial care).

Long–Term Care Insurance provides the ability to participate in choosing the type and location of care that best fits the insured’s specific needs. More importantly, it provides benefits for services such as home health aides and adult day care as well as assisted living and nursing home care costs that are not covered by regular health insurance or Medicare (which does NOT provide coverage for custodial care).

Contact us if you are interested in receiving additional information or would like a quote for coverage