Health

Maybank & Beckham provides many types of insurance products to meet and exceed our client’s needs for all aspects of group health insurance. We customize plans to meet our client’s needs and objectives, and provide support to implement and communicate these plans to their employees.

Specifically, Maybank & Beckham has expertise in the following:

  • Employee Benefit Plans
  • Traditional Health Insurance
  • Health Savings Accounts (H.S.A)
  • Health Reimbursement Accounts (H.R.A)
  • Self Funding
  • Alternate Premium Funding
  • Wellness Resources and Cooardination
  • Online Benefit Management

We are an Authorized Agent for and only work with “A” rated insurance companies such as BlueCross® BlueShield® of South Carolina and BlueChoice® HealthPlan, United Healthcare, Carolina Care Plan, Guardian, Companion, Unum, and others.

BlueCross BlueShield of South Carolina and BlueChoice HealthPlan are independent licensees of the Blue Cross and Blue Shield Association.

Maybank & Beckham can give you the peace of mind and confidence that you are meeting the needs of your employees, improving employee morale, and getting the most out of your benefits package.

Qualified Retirement Plans

A qualified plan is established by an employer to provide retirement benefits for employees and their beneficiaries. Unlike SEP and SIMPLE IRAs, a qualified plan is not IRA–based or subject to the same rules concerning contributions and distributions. The same types of business may chose either a qualified or an IRA–based plan, but the decision usually depends on the contribution limits (how much the business wants or can afford to contribute) and the administrative cost associated with the plan.

Qualified plans may be either a defined-benefit plan or a defined-contribution plan. These plans allow the employer to take a tax deduction for contributions made to the plan, and employees typically do not pay taxes on the assets of the plan until a distribution is made.

Choosing the right retirement plan can be difficult and complex because it needs to fit the businesses financial profile.

Supplemental

Maybank & Beckham offers many types of insurance products that meet or exceed our client’s needs for all aspects of supplemental group insurance. We customize plans to meet our client’s objectives and provide support to implement and communicate these plans to their employees.

Specifically, Maybank & Beckham provides the following supplemental group plans:

  • Accidental
  • Cancer
  • Dental
  • Vision
  • Long–Term Care
  • Worksite Products

Maybank & Beckham gives you peace of mind and confidence that you are meeting the needs of your employees, improving employee morale, and getting the most out of your benefits package.

Contact us if you are interested in receiving additional information or would like a quote for coverage.